D7 Passive Income Visa for United States citizens
Last verified: August 31, 2026
Overview
For retirees and passive-income earners: pensions, dividends or rental income of at least the Portuguese minimum wage — €920/month (€11,040/year) since Jan 2026, +50% for a spouse and +30% per child — plus a savings cushion of about a year of minimum wage. Leads to residency and citizenship eligibility after 5 years.
Requirements
| Minimum annual income | $12,800/year |
| Minimum savings | $12,800 |
| Job offer required | No |
| Degree required | No |
| Family can join | Yes |
| Path to permanent residency | Yes |
Processing time & costs
Typical processing takes 8–16 weeks after applying. The government fee is approximately $105. Difficulty: 2/5.
Documents you'll need
- Get a Portuguese NIF (tax number)
- Open a Portuguese bank account & transfer funds
- Proof of passive income (12 months statements)
- FBI background check (apostilled)
- 12-month accommodation proof
- Apply at VFS Global (D7) & attend appointment
- AIMA residence appointment in Portugal
The full ordered checklist — with timing, dependencies, apostille and translation flags, and personalized due dates — is part of the paid plan.
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Check my eligibilityAlways confirm requirements with the official government source. This guide is general information, not legal advice.